RHB Bank’s Credit Card Online & Many Other Products & Services
Up to date, RHB Bank is regarded as the main competitors in the Malaysian finance and banking industry. Wanting to grow the horizon within South East Asia, they’ve laid their foundation in countries which include Brunei, Hong Kong, Indonesia, Laos, and Singapore. In making sure that the corporation is scalable, RHB brought out a diversity of banking facilities such as credit card to enterprises and individuals for personal and commercial needs.
Setting up current or savings account by individuals and businesses is always indispensable. To attract smart consumers, the Bank has offered a very competitive interest rate customers can enjoy merely by depositing money in their accounts. As they provide traditional transaction facility through ATM and CDM, the Bank had also launched RHB Now, their online banking facilities in promoting efficiency.
The shift from traditional purchasing method using cash to cashless process has increased the demand from customers for credit cards substantially. As proven through the data from many types of research conducted, the acceptance towards e-payment method from the public is showing dramatical growth. Hence, credit cards are becoming more popular as cardholders make purchases online very quickly.
Besides, as the Bank sees the urgent need to come up with a right balance between demand and supply, they have developed a credit card scheme which provides a unique advantage to the cardholders which could be enjoyed as they entirely only use it for either offline or online transactions.
Nevertheless, the Bank understands that banking goes beyond credit cards and savings account. In the present day, most of us are reliant upon loans to buy an asset, nonetheless getting loan approval is usually a complicated process. So, RHB Bank had made a flexible scheme for the public with a minimal interest rate for many different types of loans. Also, personal financial investment, unit trust, and insurance policies are made available.
For organisations and entrepreneurs, corporate banking facilities are additionally made available. They may take business loan or just engage with RHB for corporate & investment banking. Desiring to make certain that their products and services are one of the best, RHB additionally offered online cash management and asset management services.
SMEs really can utilize the plenty of services made available by RHB Bank, in particular when it involves taking loans for increasing cash flow and further develop the business. RHB Group, besides, has begun innovating by providing retail solutions to consumers that need it, particularly e-commerce players.
Nonetheless, the demand for Islamic banking facilities has never been overlooked, especially when there’s popular demand for Shariah-compliant products within the Malaysian market. Hence, the Bank makes sure that solutions that satisfy the Shariah requirement, which include Islamic wealth management services, Islamic treasury, corporate banking, as well as unit trust are offered.
RHB Bank credit card has seen a 24% annual brand value increase in 2016, which automatically places them in the top 5 positions for banks in the nation. In anticipation of the expected market growth, the Bank has started strategizing an increasingly proactive approach to keep its rate of growth steady for years to come.